Credit card companies will have to inform cardholders forty-five days before they raise interest rates or change other important terms.

VOA: special.2009.05.22

You don't have to try to get the change of law You don't have to get the supreme court to change its mind. All you have to do is to get out your credit card and go online and it's done.

不必试图修改法律,也不必游说最高法院,做出什么改变，你需要做的,只是掏出你的信用卡，登陆网站，然后一切搞定。

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Bank of America's "Keep The Change" credit card scheme generated 2.5 million new, and presumably happy, customers.

CNN: The Spirit of Design: Designing the Perfect Consumer

They want the Consumer Financial Protection Bureau to change the Credit CARD Act.

FORBES: How Stay-at-Home Moms Can Thumb Their Noses at the CARD Act

Visa and MasterCard wouldn't directly comment on Mr. McCrohan's conclusions, but have said they would change debit-card fees, known as interchange, in response to new federally regulated caps.

WSJ: MasterCard, Visa Seen Raising Fees